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Setting standards

We provide access to Chartered Insurance Institute qualifications and learning-based content for your CPD needs, to help you stay up to date in your career.

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Membership is a demonstration of commitment to your profession. Holding a designated qualification confirms you as a professional to your peers, your employers, and — most importantly — your customers.

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The Society of Mortgage Professionals (part of the Chartered Insurance Institute Group) is a community of practice for mortgage professionals that aims to raise the levels of professional knowledge and technical competence, and to assist members in their personal career development at all levels of experience.

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Top Stories

Why First-Time Buyer Business Didn’t Fall Off a Cliff on 1st April

The reduction in the First-Time Buyers (FTB) nil-rate Stamp Duty Land Tax (SDLT) band from £425k to £300k was unwelcome news for the FTBs who will now need to pay up to £6,250 in Stamp Duty. But with that change implemented, you might be wondering what that means for first-time buyers. Well, it means they need our help more than ever. Let's dive into why the first-time buyer market didn't collapse on 1st April and what we can do to keep the momentum going.

Navigating the Future: How AI and Technology are Transforming the UK Mortgage Market

The rapid evolution of technology, particularly in artificial intelligence, is reshaping the UK mortgage market in many ways. Mortgage advisers need to be at the forefront of this transformation, and understanding these changes is crucial for staying competitive. Over the next few years, the integration of AI-driven tools and advanced digital platforms will not only streamline processes but also revolutionise how advisers interact with their clients.

The future is specialist – learn how to get involved

Once upon a time, Mr and Miss Typical met, got married, bought a starter house with a mortgage from the local building society based on Mr’s income from his job-for-life, and had 2.4 children. They moved up the housing ladder two or three times, paid off the mortgage after 25 years, and retired 10 years later on a final salary pension.

Prepare to embrace the return of remortgaging

Product transfers (PTs) have dominated the mortgage refinance landscape in recent years as higher and rising interest rates made affordability calculations more challenging. As straightforward PTs do not require an affordability check they became the default choice for many borrowers reaching the end of their fixed term mortgage and needing a new deal.